RV Insurance

RV Insurance

Quality protection that travels with you.

Whether you travel the country in a luxury motor home or spend the weekends on your permanent campsite, your RV requires special coverage consideration. LeschWilliams Insurance Agency works with over a dozen of the best RV insurance companies to find you the coverage you need at a great rate. Serving Maplewood, MN and the surrounding communities for over 20 years, we’ll be here when you need us. Contact us or request quotes to get started.

RV Insurance Coverage

Auto LiabilityCovers bodily injury and/or property damage that you cause to another party while driving your motorhome.
CollisionCovers physical damage to your RV caused by a collision with another vehicle or object.
ComprehensiveCovers physical damage to your RV caused by something other than a collision, like weather damage.
Vacation LiabilityCovers injuries to guests at your campsite.
Uninsured / Underinsured LiabilityCovers bodily injury you sustain as a result of an accident with a driver who has too little or no insurance.
RV Roadside AssistanceCovers towing and other emergency assistance if your RV becomes disabled near a road.
Many MoreThere are many coverages available that may be necessary depending on your needs.

Frequently Asked Questions

What does RV insurance cover?

RV insurance can be seen as a hybrid between an auto policy and a property policy. Because an RV combines living space with mobility, it can include auto-like coverage such as uninsured / underinsured motorist coverage, and home-like coverage such as vacation liability coverage. What your policy will cover depends on your needs and the style of RV you own. Always talk to an independent agent before choosing or changing your RV insurance coverage.

Am I required to have RV insurance?

In the state of Minnesota, you’re required to have insurance in order to use public roads. If you have a motor home or other RV that runs and drives, you’ll need insurance. If you have a travel trailer or pull behind camper, the liability insurance from the vehicle used to pull it makes you legal. Keep in mind that only the liability coverage transfers so if you need physical damage coverage on your RV, you’ll need to purchase a policy separate from your vehicle to cover it.

Am I eligible for any discounts?

Most likely! There are many different discounts available from our insurance company partners. Some of the most common discounts are:

  • Multi-policy discount
  • Multi-vehicle discount
  • Claims free discount
  • Many more

Put Our Expertise To Work For You


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