Homeowners Insurance


Home Insurance

Your homeowners insurance deserves personal attention from an experienced insurance professional.

Working with an experienced, independent, and local agent is invaluable when it comes time to make a claim on your home. LeschWilliams Insurance Agency has served Maplewood, MN and the surrounding communities for over 20 years. We’ll be here when you need us. Contact us or request quotes to get started.

  • Damage to Home & Other Structures
  • Personal Property Coverage
  • Personal Liability Coverage
  • Medical Payments Coverage
  • Loss of Use Coverage
  • Many more

What does home insurance cover?

Homeowners insurance will typically cover damage from fire, hail, lightning, wind, theft, or vandalism. There are certain perils which are excluded, like earthquake or flood. In order to ensure you’ve got the correct protection for your needs, it’s important to discuss options with an independent agent.

Am I required to have homeowners insurance?

Home insurance is required by lenders if your home is mortgaged. If you own your home outright, insurance isn’t legally required but should still be in place in most cases.

Am I eligible for any discounts?

Most likely! There are many different discounts available from our insurance company partners. Some of the most common discounts are:

  • Multi-policy discount
  • Protective devices discount
  • Claims free discount
  • Paid in full discount
  • New roof discount
  • Many more

Put Our Expertise To Work For You