Homeowners Insurance

Homeowners Insurance

Your homeowners insurance deserves personal attention from an experienced insurance professional.

Working with an experienced, independent, and local agent is invaluable when it comes time to make a claim on your home. LeschWilliams Insurance Agency has served Maplewood, MN and the surrounding communities for over 20 years. We’ll be here when you need us. Contact us or request quotes to get started.

Homeowners Insurance Coverage

Damage to Home & Other StructuresCovers damage to your home and other attached structures.
Personal Property CoverageCovers property within your home, like furniture, clothing, electronics, and more.
Personal LiabilityCovers bodily injury or property damage that you cause to another.
Medical PaymentsCovers minor medical bills for guests injured on your property, without regard to fault.
Loss of UseCovers the cost of alternative living arrangements if your home is unusable due to a covered loss.
Personal InjuryCovers libel and/or slander damage that you cause to another.
Jewelry & CollectiblesCovers jewelry and other high-value or collectible property for a specified amount.
Many MoreThere are many coverages available that may be necessary depending on your needs.

Learn more about what’s covered by standard homeowners insurance.

Frequently Asked Questions

What does home insurance cover?

Homeowners insurance will typically cover damage from fire, hail, lightning, wind, theft, or vandalism. Certain perils, like earthquake or flood, are excluded. In order to ensure you’ve got the correct protection for your needs, it’s important to discuss options with an independent agent.

Am I required to have homeowners insurance?

Home insurance is required by lenders if your home is mortgaged. If you own your home outright, insurance isn’t legally required but should still be in place in most cases.

Am I eligible for any discounts?

Most likely! There are many different discounts available from our insurance company partners. Some of the most common discounts are:

  • Multi-policy discount
  • Protective devices discount
  • Claims free discount
  • Paid in full discount
  • New roof discount
  • Many more

Put Our Expertise To Work For You


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