Condo Insurance

Condo Insurance

Condo insurance tailored to complement your association’s coverage.

Properly protecting your condo requires a review of the condo association policy to ensure you’re getting what you need without paying for what you don’t. LeschWilliams Insurance Agency has been serving Maplewood, MN and the surrounding communities for over 20 years. We’ll be here when you need us. Contact us or request quotes to get started.

Condo Insurance Coverage

Damage to Condo UnitCovers damage to your condo unit from the walls in.
Personal Property CoverageCovers property within your condo, like furniture, clothing, electronics, and more.
Personal LiabilityCovers bodily injury or property damage that you cause to another person.
Loss AssessmentCovers assessments from your HOA for your share of things like damage to common property.
Loss of UseCovers alternative living if your condo is unusable due to a covered loss.
Many MoreThere are many coverages available that may be necessary depending on your needs.

Frequently Asked Questions

What does condo insurance cover?

Condo insurance covers your possessions, personal liability, and damage to your unit. The amount of coverage you need depends on the coverage included in your condo association insurance policy. Some associations have an “all-in” policy meaning it covers the wiring, plumbing, carpets, etc. within your unit. Other associations have a “walls-in” policy meaning it covers nothing contained within your condo unit. It’s very important to review your needs with an independent agent before purchasing a policy, as each condo may require different coverage.

Am I eligible for any discounts?

Most likely! There are many different discounts available from our insurance company partners. Some of the most common discounts are:

  • Multi-policy discount
  • Claims free discount
  • Protective devices discount
  • Many more

Put Our Expertise To Work For You


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