Car Insurance

Car Insurance

Car insurance covers more than your vehicle. It shields your family from financial ruin should an auto accident occur.

National auto insurance companies would have you believe all car insurance is the same, with price being the main concern. This is simply not the case. LeschWilliams Insurance Agency works with over a dozen trusted auto insurance companies to find a great price but without sacrificing coverage or claims experience. Serving Maplewood, MN and the surrounding communities for over 20 years, we’ll be here when you need us. Contact us or request quotes to get started.

Car Insurance Coverage

Auto LiabilityCovers bodily injury and/or property damage that you cause to another party with your vehicle.
CollisionCovers physical damage to your car caused by a collision with another vehicle or object.
ComprehensiveCovers physical damage to your car caused by something other than a collision, like weather damage.
Rental ReimbursementCovers the cost of a rental car while your car is being repaired from a covered accident.
Uninsured / Underinsured LiabilityCovers bodily injury you sustain as a result of an accident with a driver who has too little or no insurance.
Roadside AssistanceCovers the cost of towing and other emergency services, if your vehicle is disabled.
Many MoreThere are many coverages available that may be necessary depending on your needs.

Frequently Asked Questions

What does auto insurance cover?

Auto insurance is made up of several different coverage types. Minnesota law requires liability coverage and personal injury protection. Liability coverage helps pay for expenses to another party when you’re deemed at fault in an accident. Personal Injury Protection pays for medical expenses and lost wages up to a certain limit. In addition, you can cover damage to your vehicle, roadside assistance claims, and much more.

Am I required to have car insurance?

In the state of Minnesota, you’re required to have auto insurance in order to drive on public roads. Physical damage coverage is not mandated by law but is typically required by your lender if you’re vehicle is financed.

Am I eligible for any discounts?

Most likely! There are many different discounts available from our insurance company partners. Some of the most common discounts are:

  • Multi-policy discount
  • Multi-vehicle discount
  • Claims free discount
  • Good student discount
  • Safety class discount
  • Many more

Put Our Expertise To Work For You


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