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Business Insurance

Business Insurance

Business Insurance in Minnesota

Insurance protection plans designed around the needs of your business. Business insurance is a bit more complicated than auto or homeowners. Properly protecting your business requires specialized knowledge in the risks associated with your industry. Working with an experienced, independent, and local agent is a must for any business owner. LeschWilliams Insurance Agency has served Maplewood, MN and the surrounding communities for over 20 years. We’ll be here when you need us. Contact us or request quotes to get started.

Business Insurance Coverage

General Liability

Covers bodily injury and/or property damage that your business causes to another party, including products and completed work.

Commercial Property

Covers physical damage to your building, office furniture, tools, inventory, and more.

Commercial Auto

Covers liability and physical damage to company vehicles and employees while driving for work.

Workers Compensation

Covers medical bills and lost wages for employees that are hurt or become ill in the course of their work.

Commercial Umbrella

Covers liability claims that exceed the limits of underlying policies, like general liability or commercial auto.

Bond

Provides a monetary guarantee to a third party that the requirements of a contract will be fulfilled.

Many More

There are many coverages available that may be necessary depending on your needs.

Frequently Asked Questions

What does business insurance cover?

Commercial insurance is made up of several different coverage types. Your insurance plan will vary depending on many factors, including your industry. It wouldn’t make sense to provide the same set of coverage for an accountant as for a home builder. It is important to work with an experienced agent to help identify risks and put together a custom insurance plan for your company.

How much does commercial insurance cost?

Business insurance varies greatly in price depending on the size and scope of your company. It can be as little as a few hundred dollars per year up to hundreds of thousands of dollars for very large companies.

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